Posts Tagged ‘ loans on jewelry ’

Loans: Loans on Jewelry

Loans on Jewelry

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Raymond Lee Jewelers is located in Boca Raton, Florida. They’ve been in business since 1983. They are one of the nations biggest estate buyers. Raymond Lee Jewelers offer their clients more than one option on what to do with the valuables they have. As well as being a leading jewelry buyer, Raymond Lee Jewelers is also a leading jewelry collateral lender. A collateral loan is an item that is given in exchange for cash. This loan is advantageous because you can retrieve your property at the end of the loan period. For example, you would give an engagement ring  as collateral in exchange for cash. It’s better to get a loan because you’re not permanently losing your property. Raymond Lee and LoansOnJewelry.com understand that in this economy, people need all the help they can get. It’s not necessary to sell posessions you can’t replace anymore, because collateral loans are available.

LoansOnJewelry.com is a collateral lender. The collateral loan process is easy and completely confidential. These collateral loans are available on the following items including, but not limited to jewelry, luxury watches, diamonds, precious metals, property, automobiles, aircraft, and boats. While your belongings are in Raymond Lee’s care, they are fully insured by Jewelers Mutual Insurance. All jewelry is kept in a vault, monitored 24 hours a day. You can count on Raymond Lee Jewelers to keep your things safe!

By: Jaimee at Raymond Lee Jewelers

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Jewelry Loans This Holiday Season

Jewelry Loans

Jewelry Loans

As October is ending and November is beginning we all start to think about the holidays.  Every year when Thanksgiving comes around we all get excited for the celebrations, spending quality time with family, and of course gifts.   Whether you celebrate Christmas, Hanukkah, or Kwanzaa we all need to start thinking about what we are going to buy.

Everyone knows that gift giving and receiving is part of the holidays and can get quite expensive.  We are always scraping together some extra cash for family members to try and satisfy their requests.  This year, why not get jewelry loans in order to pay for all of your gifts?  Jewelry loans offer a great opportunity for you to get cash immediately without selling or giving up any property.  Simply bring your jewelry into Raymond Lee Jewelers.  We will evaluate your piece and offer you an amount of money for it.  Just pay the small interest rate we charge for housing your jewelry and pick up your jewelry at the end of the loan.  Three months should give you enough time to save up money you spent on gifts this holiday season.  Do not go into credit card debt just to buy gifts.  Jewelry loans are a great alternative and don’t ruin your credit.

Here at Raymond Lee Jewelers we make jewelry loans as simple as possible.  We have a standard rate of interest we charge all of our clients to make the negotiations easy.  We offer several ways for making payments such as over the phone, in person, or online.  Jewelry loans make the most sense for those of us who need extra cash this holiday season.

by, Seth at Raymond Lee Jewelers

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Breitling Pawn

Breitling Pawn

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When looking for a place to get Breitling pawn one should consider two places: a pawn shop or an estate jewelry store.  Both of these places understand the pawn market and will give you an accurate evaluation for an amount to loan.  Breitling pawn has brought a lot of business to pawn shops recently because of the current state of the economy.  Many people need collateral loans to get money fast while they are waiting on money coming in.

Breitling pawn is just another word for getting a loan for a Breitling watch as collateral.  When you come in to the pawn shop terms will be worked out between you and the store for a loan.  Once the terms and interest rates are agreed upon you leave your Breitling as collateral for the money you are receiving.  If you default on the loan the pawn shop has something to sell to make their money back.

Breitling pawn is good for any customer looking to get cash quickly without selling anything.  Instead of parting with your Breitling forever, you can come and buy it back at the end of the loan period.  You keep your Breitling and you become liquid when necessary.

by, Seth at Raymond Lee Jewelers

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Jewelers& Watch Makers Dive Into the Digital Age.- Loans on Jewelry

loans on jewelry

loans on jewelry

Jewelers  and luxury watch makers are starting to look for new ways to advertise their products. The days of relying solely on radio, print or television for advertisement are long gone. Brands such as Bell & Ross, Panerai and even Tiffany & Co. are turning to the digital world to bring in new clients.  They have each opened a new app on the  I Phone’s App Store. These apps are more then just ways to preview existing products, many brands offer users exclusive information about new collections, current and upcoming events, and official boutique locations.

Bell & Ross was the first luxury watch maker to open an app on the I Ph0ne’s wildly popular App Store.  Their app offers users the ability to digitally customize Bell & Ross’s watches, with a wide variety of colors and designs literally at consumers finger tips. Panerai offers a more robust app, allowing users to play a trivia game and download high resolution images and wallpapers. Their app even provides the location and contact numbers for product service experts throughout the world. Brietling and Piaget both have decided to take a simpler approach. Each app focuses solely on a single watch rather than the whole brand. The Breitling’s app features its newest watch, the Chronomat BO1, and Piaget features the beautiful Polo FortyFive Chronograph GMT.

Jaeger-LeCoultre’s has taken things one step further and has included in their app the ability for users to take six online classes and learn how Jaeger creates some of its watches. Users are able to practice certain techniques such as assembling a mechanism, decorating a movement and gem-setting the case of one of their watches.

Not to be left out, some of the most well known jewelery makers are following suit and have opened their own apps as well. Tiffany & Co. has created a mobile and user friendly app that allows users to create their perfect engagement ring. Once downloaded clients can view the range of styles and learn about the quality of Tiffany diamonds. Also included is the first of its kind, an accurate Ring Sizer, users can place their ring on the screen and align it with the correct circle to determine the size of their ring. Rings are shown true-to-size and can be zoomed, rotated and can even be paired with wedding bands. Tiffany & Co.’s app has set the bar quite high for other jewelry makers.

-Carlos at Raymond Lee Jewelers

One of South Florida’s largest provider of loans on jewelry.

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Jewelry Industry Information: Collateral Loan

Collateral Loan

Collateral Loan

A collateral loan is becoming a more and more popular transaction in the jewelry business.  With the tough economic times we all are facing, it seems we are all seeking to become more liquid.  While most estate jewelry stores are qualified to buy your jewelry, not all give collateral loans.

The problem most have parting with jewelry is its sentimental value.  While an estate store may offer them a very competitive price to sell your jewelry, it is not enough to cover the sentimental value.  With a collateral loan, you have the right to get your merchandise back after a period of time.  Also, a collateral loan will make you liquid as fast as a purchase.

The way a collateral loan works is you give the store your jewelry as collateral against cash they give you.  For example, you come in with a Rolex Submariner.  They offer you X number of dollars to loan and you pay a small interest payment over a few months.  Once the loan period is up you can buy your watch back.  This way you are liquid as soon as you need to be with the opportunity to get your watch back.

Collateral loans are a great way to get cash fast without losing anything.  While you might have to part with your jewelry for a few months, you can get it back, which at the end of the day is most important to you.

by, Seth at Raymond Lee Jewelers

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What is a Collateral Loan?

Loans of Jewelry

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A collateral loan is backed by an asset of yours.  You loan that asset and receive cash in return.  If you cannot pay the loan back along with applicable interest rates within the given time frame the asset is the property of the lenders.  As an estate jewelry store, we at Raymond Lee Jewelers are involved in many different business ventures.  Our biggest business, of course, comes from selling our jewelry but another large money maker is through collateral loans.

With the economy the way it is many people are turning to collateral loans to help pay bills and get quick cash.  Collateral loans work well for both the lender and the borrower.  At the end of the day the borrower has the chance to their asset back and the lender is safe because they get an asset as collateral.  If the loan is not paid back the lender can sell the merchandise to get their investment back. Collateral loans can include anything from a house, to a car, to jewelry.

Loans on jewelry usually include rings, bracelets, necklaces, earrings, loose diamonds, and luxury Swiss watches like Rolex.  As with most loans, collateral loans require an interest payment for keeping your asset safe.  If at the end of the time agreed upon by both parties you are able to pay your loan back, the asset is yours again.  Collateral loans are a great way to get fast cash without loosing sentimental valuable pieces.

Often times people misuse the word collateral.  Collateral is the asset or thing of value that you promise to the lender.  Since the collateral we deal with (jewelry) is a tangible asset it is easier to value and therefore easier to give you an accurate loan.

A collateral loan is something you should consider if you need cash and do not want to lose assets.

by, Seth at Raymond Lee Jewelers

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Borrowing Money From Collateral Lenders VS Pawn Shops

In this day and age when credit cards and banks have tightened up your best option may be a collateral lender or pawn broker. Collateral lenders and pawn brokers work on the same basic principles. The differences are a wide variety of things including what the business looks like, its location, and how much they will lend. A pawn shop is generally in a not so nice area. They lend very little and charge high rates. Maybe a scary place to walk into. A jewelry store that acts as a collateral lender will generally lend more and charge less. It can also be in a much nicer area. The Florida state law limits loans to periods of 90 days and they are renewable as many times as you need. Interest should be paid on a monthly basis. Basically the reason a collateral lender that is operated buy a retail jeweler can lend more is because in the event you do not pick up your collateral they can get more for it than a pawn broker. If you have any questions or comments please don’t hesitate to contact Lee.

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