Posts Tagged ‘ collateral loan ’

Colored Gemstones Rising in Popularity- Collateral Loan

Every season we here at Raymond Lee Jewelers get a first hand look at the different trends that are sweeping through the jewelry market. This season we are seeing customers flock to our wonderfully priced colored gemstones. Our 3200 square foot showroom has a wide verity of new and vintage jewelry pieces that are set with exquisite colored gems. Lots of our customers are buying sterling silver pieces adorned with either radiate blue sodalite, rich red garnet or vibrant green amethyst gemstones. Rose or pink gold looks great with colored gems as well, a rose gold ring with a large colored gem has a great classic look. These popular gems are very affordable and can really make your favorite spring outfit pop. Collateral Loan.

Collateral Loan

Princess Dia's Ring

The popularity of this new trend can be attributed to the recent actions of a few celebrities, most notably Kate Middleton. The princess-to-be was proposed to by Prince William and was presented with Princess Diana’s old ring. This ring features a brilliant 18 ct. blue sapphire center stone surrounded by colorless diamond accents in platinum. Some other celebrities that are using colored gems in their engagement rings are Jessica Simpson and Eric Johnson whose engagement ring has 4-carat, oval-shaped ruby stone flanked by two diamonds. Many brides to be are rushing to get their own custom-made rings with colored gems; a service that we offer here at Raymond Lee Jewelers!

Collateral Loan

From Chanel's Mademoiselle Line

Designers have taken note and are starting to incorporate colored gemstones into their newest collections as well. Brumani Melange released an 18k gold ring with diamonds, pink quartz, rose de France amethyst, citrine and garnets. David Yurmans new Confetti necklaces have blue topaz, citrine and many pieces featuring Tiger’s Eye. Chanel’s Mademoiselle and Coco collection has many pieces that uses colored stones in its pieces. One such ring from this line is 18K pink gold and has colored sapphires, colored stones, a fresh water pearls and a diamond. Raymond Lee Jewelers is one of the largest buyers of pre-owned jewelry so there is a great chance for you to get the these same designer pieces at a fraction of the price.

-Carlos at Raymond Lee Jewelers

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The Rolex Day-Date Or Is It President?- Collateral Loan

Collateral Loan

Collateral Loan

The Rolex Day-Date is one of the most popular watches in Rolex’s history. Popularized by both politicians and movie stars, the Day-Date has become a symbol of wealth and power. Now many of you may know about this watch but you may not know what to call it. President, Day-Date or Presidential?

The real name for this model is Day-Date and it was released in 1956 as a niche model. Rolex was suffering a drop in sales and the Day-Date was quietly released, not many expected it to put an end to stagnant sales. Fortunately for Rolex the Day-Date’s popularity exploded and sales rose significantly. The early models due to the complexity of the watch, with its automatic movement, additional day and date discs was a very large and had a bulbous case back. This differs quite dramatically from the slim profile we have become accustomed to today.

The nickname, President, did not come into existence until later when Rolex changed the bracelet of the Day-Date to a gold-linked bracelet with a concealed clasp the is called “the President wristband.” Rolex perhaps trying to expand recognition for this watch in the U.S, capitalized on the wristbands name and gave one to then President Dwight Eisenhower. Rolex succeeded perhaps a bit too well because here in the United States the nickname the President (Presidential would gain popularity as well) overtook its actual name. In Europe and abroad, asking for a Rolex President will get you quizzical stares since the Day-Dates’ nickname never grew as popular as it did here. Collateral Loan.

The Day-Date or President has undergone only slight changed over the years. In 1972 a hack feature was introduced which allowed the second hand to be stopped instantly. Also around this time the “Quickset” feature was introduced, this allowed the wearer to change the date by pulling the button out half way and turning it. A great improvement over the old method where the crown would have to be turned round and round in order to manipulate the date.  Besides these internal changes the President is still holds the classic beauty that originally made it a hit among consumers.

-Carlos at Raymond Lee Jewelers

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Cartier Pawn

Cartier Pawn

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I only know of two places to go to get Cartier pawn: pawn shops and estate jewelry stores.  The first, pawn shops, may have been obvious as their main business is pawn; while estate jewelry stores were probably not on your list.  A lot of estate jewelry stores have pawn licenses and are able to give collateral loans.  Since their main business is in preowned jewelry they already have a knowledge of the Cartier pawn market.

Cartier pawn involves either a Cartier watch or piece of jewelry that acts as collateral for a loan.  When someone comes in for a Cartier pawn they can expect either cash or a check in return for their collateral.  A standard Cartier pawn usually last for three months with interest payments coming at the end of every 30 days.  If payments are not made or the customer never comes back to pay for their item the pawn shop or estate jewelry store keeps it.

The great thing about collateral loans and Cartier pawn is you have the opportunity to get your item back.  Many people have sentimental valuables and do not want to sell them outright.  Pawning them will make the client feel more comfortable with the idea that they plan to buy their piece back.

Cartier pawn offers clients a great opportunity to become liquid extremely fast without selling any property.

by, Seth at Raymond Lee Jewelers

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Pawn Shop Boca Raton

Pawn Shop Boca Raton

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Pawn shops Boca Raton are a great place to get a collateral loan or even sell your jewelry.  They also offer estate pieces for sale at greatly discounted prices.

Pawn shops Boca Raton offer many services for clients.  Like most pawn shops they offer collateral loans.  A collateral loan can be a great source for quick cash for someone who needs to pay an upcoming bill.  Instead of going to a bank where you may not qualify for the money you need a collateral loan just requires something in return.  For example, the pawn shop Boca Raton will want a tangible item to hold on to in return for giving you a loan.  If you do not come back to pay off your loan or interest payments they have something to sell to get their money back.  The great thing about a collateral loan is you have the opportunity to buy your item back.  Many people take advantage of this because the collateral they left is sentimental.

Another service pawn shops Boca Raton offer is buying your item outright without a loan.  Generally you will get more money to sell rather than a collateral loan.  With the recent dip in the stock market and rise in the price of gold pawn shops Boca Raton have started buying lots of gold from the public.  Most people have unused or broken gold jewelry sitting in a jewelry box at home and decide it is a good idea to sell it to make some quick cash.

You many be asking, “what do pawn shops Boca Raton do when someone doesn’t come to pick up their collateral?”  They have a showroom and sell it to the public at extremely discounted prices.  Pawn shops Boca Raton want to get their money back from the loan.

Pawn shops Boca Raton offer their clients an array of services that are beneficial for both parties.  From giving them the ability to get quick cash or selling them products at low prices, pawn shops Boca Raton make it easy for their clients.

by, Seth at Raymond Lee Jewelers

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Tiffany & Co. Elsa Peretti Platinum Diamond Bean Pendant- Collateral Loan

Collateral Loan

Collateral Loan

The bean pendant is said to represents the origins of all things, and with its simple and organic aesthetic it has become one of Tiffany & Co.’s top sellers. Designed by Elsa Peretti, one of Tiffany & Co.’s greatest designers. The world-renowned jewelry designer joined Tiffany & Co. in 1974. Her amazingly fresh approach is characterized by the stylization of natural and organic forms such as bones, beans, hearts, apples and teardrops. She has created other popular collections including Diamonds by the Yard, Open Heart, Sevillana, and Teardrop. Elsa Peretti’s is best known for her works in sterling silver, which have brought sterling silver back to the forefront of the jewelry world. The bean pendent is only one example of her ingenuity and design expertise.

The bean pendant is commonly crafted out of gold or platinum and left bare, radiating in its simplicity. The piece we have available is 16 inches long and made out of platinum that is adorned with .61 carats of pave diamonds. This Tiffany & Co. Elsa Peretti Platinum Diamond Bean Pendant is an all-time classic and favorite among women of all ages.

-Carlos at Raymond Lee Jewelers

Home to one of the most reputable collateral loans.

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Jewelry Industry Information: Collateral Loan

Collateral Loan

Collateral Loan

A collateral loan is becoming a more and more popular transaction in the jewelry business.  With the tough economic times we all are facing, it seems we are all seeking to become more liquid.  While most estate jewelry stores are qualified to buy your jewelry, not all give collateral loans.

The problem most have parting with jewelry is its sentimental value.  While an estate store may offer them a very competitive price to sell your jewelry, it is not enough to cover the sentimental value.  With a collateral loan, you have the right to get your merchandise back after a period of time.  Also, a collateral loan will make you liquid as fast as a purchase.

The way a collateral loan works is you give the store your jewelry as collateral against cash they give you.  For example, you come in with a Rolex Submariner.  They offer you X number of dollars to loan and you pay a small interest payment over a few months.  Once the loan period is up you can buy your watch back.  This way you are liquid as soon as you need to be with the opportunity to get your watch back.

Collateral loans are a great way to get cash fast without losing anything.  While you might have to part with your jewelry for a few months, you can get it back, which at the end of the day is most important to you.

by, Seth at Raymond Lee Jewelers

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What is a Collateral Loan?

Loans of Jewelry

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A collateral loan is backed by an asset of yours.  You loan that asset and receive cash in return.  If you cannot pay the loan back along with applicable interest rates within the given time frame the asset is the property of the lenders.  As an estate jewelry store, we at Raymond Lee Jewelers are involved in many different business ventures.  Our biggest business, of course, comes from selling our jewelry but another large money maker is through collateral loans.

With the economy the way it is many people are turning to collateral loans to help pay bills and get quick cash.  Collateral loans work well for both the lender and the borrower.  At the end of the day the borrower has the chance to their asset back and the lender is safe because they get an asset as collateral.  If the loan is not paid back the lender can sell the merchandise to get their investment back. Collateral loans can include anything from a house, to a car, to jewelry.

Loans on jewelry usually include rings, bracelets, necklaces, earrings, loose diamonds, and luxury Swiss watches like Rolex.  As with most loans, collateral loans require an interest payment for keeping your asset safe.  If at the end of the time agreed upon by both parties you are able to pay your loan back, the asset is yours again.  Collateral loans are a great way to get fast cash without loosing sentimental valuable pieces.

Often times people misuse the word collateral.  Collateral is the asset or thing of value that you promise to the lender.  Since the collateral we deal with (jewelry) is a tangible asset it is easier to value and therefore easier to give you an accurate loan.

A collateral loan is something you should consider if you need cash and do not want to lose assets.

by, Seth at Raymond Lee Jewelers

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